Terms and Conditions for Karim Mouaffak’s Website

Effective Date: 1 January 2024

Welcome to Karim Mouaffak’s website, owned and operated by Karim Mouaffak. By accessing and using this website, you agree to be bound by these Terms and Conditions. If you do not agree, please discontinue use immediately.

1. Intellectual Property Rights

  • The name "Karim Mouaffak" and all related content are trademarks owned by Karim Mouaffak. Unauthorized use of these trademarks is strictly prohibited.

  • All materials, including text, images, graphics, and logos, are the intellectual property of Karim Mouaffak, unless otherwise stated. Content may not be copied, modified, or redistributed without prior written consent.

2. Permitted Use

  • This website is for personal, non-commercial use to showcase the journey and passion of Karim Mouaffak in the world of fintech.

  • You may not use this website for any unlawful purpose or in a way that could harm its functionality.

3. User Contributions

  • If you submit comments or feedback, you grant Karim Mouaffak a non-exclusive, royalty-free license to use, reproduce, and display your contributions.

  • Contributions must not include offensive, defamatory, or illegal content.

4. Disclaimers

  • The information provided on this website is for informational purposes only and reflects personal opinions. It should not be taken as financial or professional advice.

  • Karim Mouaffak does not guarantee the completeness, accuracy, or reliability of any information presented.

5. Limitation of Liability

  • Under no circumstances shall Karim Mouaffak be liable for any direct, indirect, or consequential damages arising from your use of this website.

6. External Links

  • The website may contain links to third-party websites. These links are provided for convenience, and Karim Mouaffak is not responsible for the content or privacy practices of these external sites.

7. Privacy Policy

  • Your use of this website is also governed by the Privacy Policy, which outlines how your personal data is collected and handled.

8. Changes to Terms and Conditions

  • Karim Mouaffak reserves the right to update these Terms and Conditions at any time. Users are encouraged to review them periodically.

9. Governing Law

  • These Terms and Conditions are governed by the laws of the “United Arab Emirates”. Any disputes arising from this website shall be resolved in the appropriate courts of that jurisdiction.

10. Contact Information

  • For any inquiries or concerns about these Terms and Conditions, please reach out via the contact form on this website.

By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.