Karim’s professional journey is rooted in a strong interest in how financial systems evolve through regulation, innovation, and strategic transformation. His work focuses on the intersection of financial services, public policy, and emerging technologies, with an emphasis on building resilient and forward-looking financial sectors.

Over the course of his career, Karim has worked with regulators, central banks, financial institutions, a sovereign wealth fund, and fintech stakeholders across the region. His experience spans financial regulation, operating model design, digital transformation, and innovation-related policy and strategy, supporting institutions in navigating complexity and implementing meaningful reform.

With a background that bridges law, finance, and management, Karim brings a practical and structured approach to financial sector transformation. This platform shares his research, policy work, and insights on the regulatory, institutional, and technological shifts shaping the future of finance, and serves as a space for engagement with professionals and institutions interested in these developments.